LIC Q2 Profit Rises About 20% to Rs 12,076 Crore
LIC reported a standalone net profit of Rs 12,076 crore for the September 2026 quarter.
Key Takeaways
- LIC's standalone Q2 FY27 net profit was Rs 12,076 crore, up about 20% year on year.
- Total income was Rs 2,62,739 crore.
- Net premium income rose about 16.2% to Rs 1,47,018 crore.
- First-year premium fell about 3.7% to Rs 10,432 crore.
- Six-month VNB rose 33.95% to Rs 6,846 crore, with a net margin of 22.3%.
Table of Contents 4 sections
LIC reported a standalone net profit of Rs 12,076 crore for the quarter ended September 30, 2026, up about 20% from Rs 10,053 crore a year earlier. The Life Insurance Corporation of India announced the results on November 5, 2026.
Total income for the quarter was Rs 2,62,739 crore. Net premium income rose about 16.2% to Rs 1,47,018 crore, while first-year premium fell about 3.7% to Rs 10,432 crore.
LIC Q2 FY27 at a glance
| Detail | Value |
|---|---|
| Company | Life Insurance Corporation of India (LIC) |
| Quarter | July to September 2026 (Q2 FY27) |
| Standalone net profit | Rs 12,076 crore, up about 20% from Rs 10,053 crore |
| Total income | Rs 2,62,739 crore |
| Net premium income | Rs 1,47,018 crore, up about 16.2% from Rs 1,26,479 crore |
| Renewal premium | Rs 68,375 crore, up about 5.2% from Rs 64,996 crore |
| First-year premium | Rs 10,432 crore, down about 3.7% from Rs 10,836 crore |
| Results announced | November 5, 2026 |
How premium income and new business moved at LIC
Renewal premium rose to Rs 68,375 crore from Rs 64,996 crore. First-year premium was Rs 10,432 crore against Rs 10,836 crore a year earlier.
For the six months ended September 30, 2026, LIC said its Value of New Business was Rs 6,846 crore, up 33.95% from Rs 5,111 crore. Its net VNB margin rose by 470 basis points to 22.3% from 17.6%. LIC said its Indian Embedded Value was Rs 7,97,378 crore on September 30, 2026, down 1.95% from Rs 8,13,230 crore a year earlier.
LIC said its assets under management rose 4.16% to Rs 59,60,941 crore on September 30, 2026, from Rs 57,22,896 crore a year earlier. Its solvency ratio was 2.35, against 2.13 a year earlier.
| When | What happened |
|---|---|
| May 17, 2022 | LIC shares listed on the stock exchanges |
| November 6, 2025 | LIC reported a standalone net profit of about Rs 10,053 crore for the September 2025 quarter |
| November 5, 2026 | LIC reported a standalone net profit of Rs 12,076 crore for the September 2026 quarter |
Where LIC stands after the September 2026 quarter
LIC earned a standalone net profit of Rs 12,076 crore in the quarter, on total income of Rs 2,62,739 crore. At the end of September 2026 it managed assets of Rs 59,60,941 crore and had a solvency ratio of 2.35. The company said its six-month VNB margin stood at 22.3%.
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