UPI Hits Record 25.47 Billion Transactions in October
UPI value reached Rs 31.53 lakh crore in October 2026, NPCI data shows.
Key Takeaways
- UPI recorded 25.47 billion transactions in October 2026.
- The value was Rs 31.53 lakh crore.
- Volume is up 23% and value is up 16% from October 2025.
- The daily average was about 822 million transactions worth about Rs 1,01,707 crore.
- From September, volume rose about 5.8% and value about 7.4%.
Table of Contents 5 sections
UPI processed a record 25.47 billion transactions worth Rs 31.53 lakh crore in October 2026, according to data released by NPCI. The count is up 23% from October 2025, and the value is up 16%.
On average, UPI handled about 822 million transactions a day in October, with a daily value of about Rs 1,01,707 crore. That puts the daily value above Rs 1 lakh crore.
UPI October 2026 at a glance
| Detail | UPI, October 2026 |
|---|---|
| Transactions | 25.47 billion |
| Value | Rs 31.53 lakh crore |
| Change in volume from October 2025 | Up 23% |
| Change in value from October 2025 | Up 16% |
| Average daily transactions | About 822 million |
| Average daily value | About Rs 1,01,707 crore |
| Data released by | NPCI |
How October compares with September on volume and value
In September 2026, UPI recorded 24.07 billion transactions worth Rs 29.37 lakh crore. October's 25.47 billion transactions are 1.40 billion more, a rise of about 5.8% over the month. October's value of Rs 31.53 lakh crore is Rs 2.16 lakh crore higher, a rise of about 7.4%.
October has 31 days and September has 30, so the monthly totals are not like-for-like. Dividing October's volume by its 31 days gives the average of about 822 million transactions a day.
| Month | Transactions | Value |
|---|---|---|
| September 2026 | 24.07 billion | Rs 29.37 lakh crore |
| October 2026 | 25.47 billion | Rs 31.53 lakh crore |
What the year-on-year numbers say about UPI's growth
Compared with October 2025, the number of UPI transactions grew 23% and their value grew 16%. Volume is growing faster than value, so the average amount per transaction is lower than a year ago.
At the October 2026 averages, the typical UPI payment works out to about Rs 1,238 (Rs 31.53 lakh crore divided by 25.47 billion transactions).
Where UPI stands after October 2026
With 25.47 billion transactions and Rs 31.53 lakh crore in value, October 2026 is the highest month for UPI so far in transactions, as reported from NPCI data. The platform moved about 822 million payments a day, worth about Rs 1,01,707 crore a day.
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Frequently Asked Questions
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