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super.money FY26 Revenue Triples to Rs 292.4 Crore

The Flipkart-backed UPI app also saw its net loss widen to Rs 263.8 crore as marketing spend hit Rs 341 crore.

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super.money logo, the Flipkart-backed UPI app, on a light background

Key Takeaways

  • Operating revenue rose to Rs 292.4 crore from Rs 88.8 crore, about 3.3 times
  • Net loss widened about 78% to Rs 263.8 crore
  • Total expenses rose about 130% to Rs 557.1 crore
  • Marketing cost Rs 341 crore, more than total operating revenue
  • The loan marketplace gave about 85% of revenue

super.money, the UPI payments app backed by Flipkart, more than tripled its operating revenue in FY26. Revenue from operations rose to Rs 292.4 crore from Rs 88.8 crore a year earlier, but the net loss also widened to Rs 263.8 crore.

Spending rose by more rupees than revenue did, so losses widened. Total expenses rose about 130% to Rs 557.1 crore, and marketing alone cost Rs 341 crore, more than the company's whole operating revenue for the year.

super.money FY26 results at a glance

DetailValue
Operating revenue, FY26Rs 292.4 crore
Operating revenue, FY25Rs 88.8 crore
Net loss, FY26Rs 263.8 crore
Net loss, FY25Rs 147.8 crore
Total expenses, FY26Rs 557.1 crore
Total expenses, FY25Rs 241.8 crore
Business promotion (marketing) spend, FY26Rs 341 crore
Employee benefit expense, FY26 (about)Rs 138.1 crore
Share of revenue from loan marketplaceAbout 85%

What is the super.money app and where its revenue and costs come from

super.money is a consumer UPI app backed by Flipkart. It earns most of its money not from payments but from its loan marketplace, which brought in about 85% of operating revenue in FY26.

On the cost side, marketing was the biggest line at Rs 341 crore, about 61% of total expenses (341 divided by 557.1). Employee benefits were about Rs 138 crore. Put simply, the company spent about Rs 1.9 for every Re 1 of operating revenue it earned.

WhenWhat happened
FY25Operating revenue of Rs 88.8 crore, net loss of Rs 147.8 crore, total expenses of Rs 241.8 crore
FY26Operating revenue of Rs 292.4 crore, net loss of Rs 263.8 crore, total expenses of Rs 557.1 crore
September 2026UPI volume on the app stayed above 400 million transactions

super.money net loss compared with revenue in FY25 and FY26

The loss grew by about 78%, from Rs 147.8 crore to Rs 263.8 crore, while revenue grew about 3.3 times. The loss was larger than revenue in FY25 (Rs 147.8 crore on Rs 88.8 crore) and is now a little under it (Rs 263.8 crore on Rs 292.4 crore).

Where super.money stands after FY26

In FY26, super.money grew operating revenue to Rs 292.4 crore while its net loss widened to Rs 263.8 crore, so the loss is now a little below revenue after being larger than it in FY25. Its loan marketplace brought in about 85% of operating revenue, and marketing at Rs 341 crore was its biggest cost. On the payments side, the app stayed above 400 million UPI transactions in September 2026.

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Frequently Asked Questions

What is the super.money app?

super.money is a consumer UPI payments app backed by Flipkart. It earns most of its money from its loan marketplace.

How much revenue did super.money earn in FY26?

super.money reported operating revenue of Rs 292.4 crore in FY26, up from Rs 88.8 crore in FY25.

What was super.money's revenue growth in FY26?

super.money's operating revenue grew about 3.3 times in FY26, from Rs 88.8 crore to Rs 292.4 crore.

How big was super.money's net loss in FY26?

super.money's net loss was Rs 263.8 crore in FY26, compared with Rs 147.8 crore in FY25.

How much did super.money's loss increase?

super.money's net loss rose about 78% in FY26, from Rs 147.8 crore to Rs 263.8 crore.

How much did super.money spend in total in FY26?

super.money's total expenses were Rs 557.1 crore in FY26, up about 130% from Rs 241.8 crore.

How much did super.money spend on marketing?

super.money spent Rs 341 crore on business promotion in FY26, more than its operating revenue and sharply higher than the year before.

Where does super.money earn most of its revenue?

super.money earns about 85% of its operating revenue from its loan marketplace.

Is super.money by Flipkart?

super.money is a UPI app backed by Flipkart, according to reports.

How much does super.money spend for each rupee of revenue?

super.money spent about Rs 1.9 for every Re 1 of operating revenue in FY26, and marketing was about 61% of its total expenses.

How many UPI transactions does super.money handle?

super.money handled over 400 million UPI transactions in September 2026.

How much did super.money spend on employees in FY26?

super.money's employee benefit expense was about Rs 138.1 crore in FY26.

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