super.money FY26 Revenue Triples to Rs 292.4 Crore
The Flipkart-backed UPI app also saw its net loss widen to Rs 263.8 crore as marketing spend hit Rs 341 crore.
Key Takeaways
- Operating revenue rose to Rs 292.4 crore from Rs 88.8 crore, about 3.3 times
- Net loss widened about 78% to Rs 263.8 crore
- Total expenses rose about 130% to Rs 557.1 crore
- Marketing cost Rs 341 crore, more than total operating revenue
- The loan marketplace gave about 85% of revenue
super.money, the UPI payments app backed by Flipkart, more than tripled its operating revenue in FY26. Revenue from operations rose to Rs 292.4 crore from Rs 88.8 crore a year earlier, but the net loss also widened to Rs 263.8 crore.
Spending rose by more rupees than revenue did, so losses widened. Total expenses rose about 130% to Rs 557.1 crore, and marketing alone cost Rs 341 crore, more than the company's whole operating revenue for the year.
super.money FY26 results at a glance
| Detail | Value |
|---|---|
| Operating revenue, FY26 | Rs 292.4 crore |
| Operating revenue, FY25 | Rs 88.8 crore |
| Net loss, FY26 | Rs 263.8 crore |
| Net loss, FY25 | Rs 147.8 crore |
| Total expenses, FY26 | Rs 557.1 crore |
| Total expenses, FY25 | Rs 241.8 crore |
| Business promotion (marketing) spend, FY26 | Rs 341 crore |
| Employee benefit expense, FY26 (about) | Rs 138.1 crore |
| Share of revenue from loan marketplace | About 85% |
What is the super.money app and where its revenue and costs come from
super.money is a consumer UPI app backed by Flipkart. It earns most of its money not from payments but from its loan marketplace, which brought in about 85% of operating revenue in FY26.
On the cost side, marketing was the biggest line at Rs 341 crore, about 61% of total expenses (341 divided by 557.1). Employee benefits were about Rs 138 crore. Put simply, the company spent about Rs 1.9 for every Re 1 of operating revenue it earned.
| When | What happened |
|---|---|
| FY25 | Operating revenue of Rs 88.8 crore, net loss of Rs 147.8 crore, total expenses of Rs 241.8 crore |
| FY26 | Operating revenue of Rs 292.4 crore, net loss of Rs 263.8 crore, total expenses of Rs 557.1 crore |
| September 2026 | UPI volume on the app stayed above 400 million transactions |
super.money net loss compared with revenue in FY25 and FY26
The loss grew by about 78%, from Rs 147.8 crore to Rs 263.8 crore, while revenue grew about 3.3 times. The loss was larger than revenue in FY25 (Rs 147.8 crore on Rs 88.8 crore) and is now a little under it (Rs 263.8 crore on Rs 292.4 crore).
Where super.money stands after FY26
In FY26, super.money grew operating revenue to Rs 292.4 crore while its net loss widened to Rs 263.8 crore, so the loss is now a little below revenue after being larger than it in FY25. Its loan marketplace brought in about 85% of operating revenue, and marketing at Rs 341 crore was its biggest cost. On the payments side, the app stayed above 400 million UPI transactions in September 2026.
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Frequently Asked Questions
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