Shriram Finance Q2 Profit Rises 59% to Rs 3,677 Crore
The lender also declared an interim dividend of Rs 6.50 per share for FY27.
Key Takeaways
- Standalone Q2 FY27 profit was about Rs 3,677 crore, up about 59.4% year on year.
- Consolidated profit was about Rs 3,684 crore, up about 59.2%.
- AUM rose about 17% to about Rs 3.29 lakh crore, and net interest margin widened to 9.52% from 8.19%.
- The interim dividend is Rs 6.50 per share, with a record date of October 29, 2026.
Shriram Finance, the Indian non-banking lender, reported about 59% higher profit for the July to September 2026 quarter (Q2 FY27). Standalone profit after tax was about Rs 3,677 crore, compared with about Rs 2,307 crore a year earlier. The board also declared an interim dividend of Rs 6.50 per share.
Consolidated profit was about Rs 3,684 crore, up about 59% from about Rs 2,314 crore in Q2 FY26. Assets under management (AUM) stood at about Rs 3.29 lakh crore on September 30, 2026, up about 17% year on year. All growth rates in this post are year on year unless stated.
Shriram Finance Q2 FY27 at a glance
| Detail | Value |
|---|---|
| Quarter | July to September 2026 (Q2 FY27), results announced October 23, 2026 |
| Standalone profit after tax | About Rs 3,677 crore, up about 59.4% from about Rs 2,307 crore |
| Consolidated profit | About Rs 3,684 crore, up about 59.2% from about Rs 2,314 crore |
| Standalone net interest income | About Rs 8,661 crore, up about 38.2% from about Rs 6,267 crore |
| Assets under management | About Rs 3.29 lakh crore, up about 17% |
| Net interest margin | 9.52%, against 8.19% a year earlier |
| Interim dividend | Rs 6.50 per share (325% of the Rs 2 face value) |
| Dividend record date | October 29, 2026 |
What Shriram Finance does and how its Q2 numbers changed
Shriram Finance is best known for loans on commercial vehicles, and it also lends for two-wheelers and to small businesses. It took its current form in December 2022, when Shriram Transport Finance merged with Shriram City Union Finance.
AUM rose about 17%, while net interest income, which is interest earned minus interest paid, rose about 38.2%. The net interest margin widened to 9.52% from 8.19%.
| When | What happened |
|---|---|
| December 2022 | Shriram Transport Finance and Shriram City Union Finance merge into Shriram Finance |
| Q2 FY26 | Standalone profit of about Rs 2,307 crore, the base for this year's comparison |
| October 23, 2026 | Q2 FY27 results and the Rs 6.50 interim dividend announced |
Shriram Finance asset quality in Q2 FY27
Gross Stage 3 assets, the measure of loans that have turned bad, were 4.65% against 4.57% a year earlier. Net Stage 3 assets fell to 2.31% from 2.49%.
Shriram Finance dividend: shareholders get Rs 6.50 per share by November 20
Shareholders on the register on October 29, 2026, the record date, will receive the interim dividend of Rs 6.50 per share. It is to be paid on or before November 20, 2026. The dividend is for the financial year 2026-27.
Where Shriram Finance stands after Q2 FY27
Shriram Finance ended September 2026 with assets under management of about Rs 3.29 lakh crore, up about 17% from a year earlier, while standalone profit rose about 59% to about Rs 3,677 crore. Its net interest margin widened to 9.52% from 8.19%, and net Stage 3 assets fell to 2.31% from 2.49%. Shareholders on the register on October 29, 2026 will receive the Rs 6.50 interim dividend, which is to be paid on or before November 20, 2026.
More news
Frequently Asked Questions
What is Shriram Finance?
What are Shriram Finance's Q2 results 2026?
How much did Shriram Finance's profit grow?
What dividend did Shriram Finance declare?
When is the Shriram Finance dividend record date?
When will Shriram Finance pay the dividend?
How big is Shriram Finance's loan book?
How did Shriram Finance's net interest income change?
What was Shriram Finance's net interest margin in Q2 FY27?
What are Shriram Finance's bad loan levels?
What is Shriram Transport Finance now called?
When were the Shriram Finance results announced?
More in Business
Info Edge Names Sanjeev Bikhchandani Group CEO From December
Info Edge founder Sanjeev Bikhchandani has been named Group CEO, subject to shareholder approval, as Hitesh Oberoi steps down.
Info Edge Q2 Profit Rises 87% to About Rs 650 Crore
Info Edge also declared a Rs 3 per share interim dividend with its September quarter results.
LTM Launches GCC Origin Unit to Build and Run GCCs in India
LTM has launched GCC Origin, a unit that builds and runs global capability centres in India.